The rates are much better than my bank and easy to use.
EBBH
Simpler, Cheaper, Faster Foreign Payments
Payments
Upload your payments. Accept the quote. Done.
International Payments Shouldn't Be This Hard
The Problem
Every supplier. Every payment. Painfully executed one at a time.
You're paying a fee on each transaction, even when some of them are going to the same country in the same currency.
And the rate? You won’t find out what you actually paid until you check your bank’s monthly statement.
There has to be a better way.
20+
Years of FX Expertise
100+
Construction Clients Served
$500m+
Project Payments Protected
20+
Countries Supported
powered by
One Upload. Transparent Quotes.
The Solution
Stop guessing what you're actually paying. Upload your payments from any ERP or accounting system, and we'll provide you the real exchange rate for each currency pair rather than a misleading blended number.
Approve with one click.
We handle the rest, straight to your beneficiaries.
Three Steps To Done
Upload
Whether you're using an ERP, accounting software, or just a spreadsheet, upload your payments in a file, so we can help optimize them and save you time and money.
Review
Who. What. When. And most importantly: exactly how much it will cost you in your currency. You can even include your local currency payments. Designed to be faster, simpler, cheaper.
Approve & Go
Subject to funding, your payments will be processed and your suppliers paid the expected amount, at the expected time, costing you exactly what you budgeted.
Satisfied Customers
Frequently Asked Questions
When a supplier invoices you in another currency, your US dollars need to be converted into that currency to pay them. With a typical bank, wire transfer or credit card, the exchange rate may include a margin, and additional transaction fees may also apply. That can make it difficult to see the true dollar cost of the payment upfront. FX Wise shows you the exchange rate and the cost in US dollars before you approve the payment, so you know exactly what you’re committing to.
Yes. Upload a payment run from your ERP, accounting software or just use a spreadsheet.
You get the chance to review the payments and FX quotes together, see where we're bulking them up to save you money, approve them, and send them for processing without handling every transaction individually.
Yes. We always show you the rate and any fees (if any apply) before you commit. We believe that makes it easier for you to understand the true cost of your international payments rather than discovering it after the money has been sent.
FX pricing is shown upfront before you approve the payment.
That means you can see what the transaction will cost you and make an informed decision before committing your funds.
No. Payment runs can be uploaded from your existing ERP or accounting software, or simply from a spreadsheet, so you can improve the payment process without rebuilding the systems around it. And we work alongside your bank, not instead of it.
Payments are powered by Monex USA Inc., an established corporate foreign exchange provider that is fully licensed and bonded as a money transmitter in all US states where licensing is required, as well as Washington, DC.
There’s no hard sell. Request a demo and we’ll give you access to an easy way to see how the platform works, including self-guided walkthroughs you can explore in your own time. If it looks useful, we can help you take the next step.
The Exchange Rate Effect
From our blog
The Exchange Rate Effect
You agreed on the price weeks ago. The exchange rate didn’t care.
July 29, 2026
Your client pays you a fixed Dollar amount. Your overseas supplier is paid in their local currency. You signed off on both sides weeks ago but don’t pay the supplier until later, when the rate may have moved. Your revenue held still but your cost did not.
The Exchange Rate Effect
You’re buying foreign currency. You just didn’t know it.
June 1, 2026
Your bank makes money every time you pay a foreign supplier. Not in fees — in the exchange rate itself. It’s legal, it’s standard practice, and most construction businesses have no idea it’s happening.
Ready to Stop Paying for Every Single Payment?
Get access to our demo and see the platform in action, at your own pace. No obligation, no hard sell - just an honest opportunity to see if FX Wise can save you time, money, and stress.